Lesson 39 互联网时代的生活
Life in the Internet era
Hùliánwǎng shídài de shēnghuó
互联网时代的生活
Life in the Internet era
Hùliánwǎng zǒu jìn wǒmen de shēnghuó méiyǒu duōjiǔ,
互联网走进我们的生活没有多久，
It hasn’t been long since the Internet has entered our lives,
què ràng wǒmen shí shízài zài de gǎnshòu dào shēnghuó zhèng fāshēngzhe rìxīnyuèyì de biànhuà:
却让我们实实在在地感受到生活正发生着日新月异的变化：
but it makes us truly feel that our lives are undergoing rapid changes:
Tā néng ràng wǒmen zìrú de tōnghuà, shìpín, chuándì xiāoxī, nǎpà nǐ zài tiānyáhǎijiǎo;
它能让我们自如地通话、视频、传递消息，哪怕你在天涯海角；
it allows us to talk, video, and transmit messages freely, even if you are at the end of the world;
tā shǐ wǒmen de shēnghuó bù zài dāndiào chénmèn,
它使我们的生活不再单调沉闷，
It makes our life no longer monotonous and dull,
měi yītiān dōu biàn dé làngmàn, fēngfù hé chōngshí;
每一天都变得浪漫、丰富和充实；
every day becomes romantic, rich and fulfilling;
tā jiāng yìdì gòuwù, jiāoyì biàn wèile kěnéng-
它将异地购物、交易变为了可能－
it makes shopping and transactions in different places possible-
wǒmen zú bù chū hù jiù néng rènyì tiāoxuǎn ōuzhōu, měizhōu de shāngpǐn;
我们足不出户就能任意挑选欧洲、美洲的商品；
We can choose European and American products at will without leaving home;
wǒmen kěyǐ zài wǎngshàng xuéxí, zìyóu ér bù shī lèqù;
我们可以在网上学习，自由而不失乐趣；
we can learn online, free and without loss fun;
wǒmen kěyǐ zài wǎngshàng zhǎo gōngzuò, jiǎndān yòu gāoxiào;
我们可以在网上找工作，简单又高效；
we can find a job online, simple and efficient;
wǒmen néng shèlì gèrén wǎngzhàn,
我们能设立个人网站，
we can set up a personal website,
jì néng kuòdà nǐ de péngyǒu quān,
既能扩大你的朋友圈，
which can not only expand your circle of friends,
yòu néng ràng nǐ xiǎo xiǎo de xūróng xīn dédào mǎnzú,
又能让你小小的虚荣心得到满足，
but also satisfy your little vanity.
rúguǒ yuànyì, hái kěyǐ shèlì nǐ qīnyǒu de wǎngzhàn,
如果愿意，还可以设立你亲友的网站，
If you want, you can also set up a website for your relatives and friends.
zuòwéi zèngsòng gěi tāmen de zhēnguì lǐwù.
作为赠送给他们的珍贵礼物。
As a precious gift to them.
Zuìjìn yòu yǒurén tōngguò wǎngluò, hé péngyǒu, péngyǒu de péngyǒu héhuǒ chóubèi zījīn mǎifáng,
最近又有人通过网络，和朋友、朋友的朋友合伙筹备资金买房，
Recently, some people have partnered with friends and friends of friends to prepare funds to buy a house through the Internet.
rénmen shì zhè yī chuàngjǔ wèi hùliánwǎng jīnróng xià de xīn chéngyuán.
人们视这一创举为互联网金融下的新成员。
People regard this initiative as a new member of Internet finance.
Jù jízī mǎifáng xiàngmù fāqǐ rén jièshào,
据集资买房项目发起人介绍，
According to the sponsor of the fund-raising to buy a house project,
cǐ cì zhòng chóu mǎifáng, chūbù dǎsuàn zhàojí 200 rén,
此次众筹买房，初步打算召集200人，
the initial plan for this crowdfunding to buy a house is to gather 200 people
chóubèi jiànlì zhòng chóu jiāyuán xiǎoqū.
筹备建立众筹家园小区。
to prepare for the establishment of a crowdfunding home community.
Zhòng chóu gòufáng de hǎochù zàiyú jiàgé shàng yǒngyǒu míngxiǎn yōushì,
众筹购房的好处在于价格上拥有明显优势，
The advantage of crowdfunding to buy a house is that it has a clear advantage in price,
bǐ shìchǎng jià zhìshǎo piányí 30%,
比市场价至少便宜30%,
which is at least 30% cheaper than the market price.
wúlùn shì tóuzī háishì zì zhù, dōu hěn hésuàn.
无论是投资还是自住，都很合算。
It is very cost-effective whether it is investment or self-occupation.
Xiàngmù gōutōng zhōng,
项目沟通中，
In project communication,
wēixìn shì zhǔyào qúdào,
微信是主要渠道，
WeChat is the main channel.
shēnqǐng rén dìjiāo shēnqǐng biǎo, tōngguò shěnchá hòu,
申请人递交申请表、通过审查后，
After the applicant submits the application form and passes the review,
jiǎonà 100 yuán dìngjīn jiù kěyǐ jìnrù gòufáng wēixìn qún,
缴纳100元订金就可以进入购房微信群，
they can enter the WeChat group for house purchase by paying a deposit of 100 yuan.
xiàngmù de shèjì, hùxíng, jiàgé děng, quánbù yóu dàjiā shāngyì juédìng.
项目的设计、户型、价格等，全部由大家商议决定。
The design, layout, price, etc. of the project are all determined through consultation.
Dàjiā shēn zhī mǎifáng duì měi gè jiātíng dōu bùshì xiǎoshì,
大家深知买房对每个家庭都不是小事，
Everyone knows that buying a house is not a trivial matter for every family,
zhòng chóu mǎifáng yě hái chǔyú mōsuǒ jiēduàn,
众筹买房也还处于摸索阶段，
and crowdfunding to buy a house is still in the exploratory stage,
yīncǐ bìxū shènzhòng.
因此必须慎重。
so we must be cautious.
Zhòng chóu de cānyù zhě, dōu shì fāqǐ rén de péngyǒu, huòzhě péngyǒu de péngyǒu.
众筹的参与者，都是发起人的朋友，或者朋友的朋友。
Participants in crowdfunding are all friends of the initiator or friends of friends.
Tāmen céngcì jiào gāo,
他们层次较高，
They have a higher level,
dōu yǒu yīdìng de jīngjì jīchǔ,
都有一定的经济基础，
have a certain economic foundation,
duì xīnshēng shìwù yǒu qiángliè hàoqí xīn,
对新生事物有强烈好奇心，
have a strong curiosity about new things,
jīběn shǔyú tóngyī jiēcéng.
基本属于同一阶层。
and basically belong to the same class.
Yòng fāqǐ rén dehuà shuō,
用发起人的话说，
In the words of the promoters,
zhòng chóu bùshì zài chóu fángzi, ér shì zài níngjù rénxīn.
众筹不是在筹房子，而是在凝聚人心。
crowdfunding is not raising houses, but rallying people's hearts.
Fángzi zěnme shèjì,
房子怎么设计、
How to design the house,
duì guójiā de zhèngcè zěnme lǐjiě, shībàile zěnme bàn?
对国家的政策怎么理解、失败了怎么办？
how to understand the country's policies, and what to do if it fails?
Dàjiā měitiān zài wēixìn qún nǐ lái wǒ wǎng, mánglù ér huānlè,
大家每天在微信群你来我往，忙碌而欢乐，
You come and go in the WeChat group every day, busy and happy.
chúle yánsù de fángjià,
除了严肃的房价，
In addition to serious housing prices,
zhè zhǒng gòng shāng dàshì de gǎnjué yě hěn ràng rén shàngyǐn.
这种共商大事的感觉也很让人上瘾。
this feeling of discussing major issues is also very addictive.
Shénme shì “zhòng chóu”?
什么是“众筹”？
What is "crowdfunding"?
Shuōbáile,
说白了，
To put it bluntly,
jiùshì dàjiā chóu qián gàn yī jiàn shì,
就是大家筹钱干一件事，
everyone raises money to do one thing.
shàng wén suǒ shuō de “zhòng chóu” gèng xiàng shì “jízī jiàn fáng”,
上文所说的“众筹”更像是“集资建房”，
The “crowdfunding” mentioned above is more like “funding to build a house”,
guǎngyì de “zhòng chóu” zé shì hùliánwǎng jīnróng de chǎnwù,
广义的“众筹”则是互联网金融的产物，
and “crowdfunding” in a broad sense is the product of Internet finance.
zhǐ chuàngyè zhě tōngguò wǎngluò, xiàng zhòngduō sù bù xiāngshí de rén zhēngqǔ zījīn zhīchí.
指创业者通过网络，向众多素不相识的人争取资金支持。
refers to entrepreneurs seeking financial support from many unknown people through the Internet.
Shìjiè shàng dì yī gè ràng chūchuàng gōngsī mèngxiǎng chéng zhēn de zhòng chóu wǎngzhàn shì Měiguó de Kickstarter.
世界上第一个让初创公司梦想成真的众筹网站是美国的Kickstarter.
The world’s first crowdfunding website to make startups’ dreams come true was Kickstarter in the United States.
2011 Nián 5 yuè,
2011年5月，
In May 2011,
Zhōngguó guónèi shǒu jiā zhòng chóu wǎngzhàn yīdiǎn míng shíjiān, jiāng Kickstarter de móshì bān jìnle Zhōngguó,
中国国内首家众筹网站一点名时间，将Kickstarter的模式搬进了中国，
the first domestic crowdfunding website in China moved the Kickstarter model to China in a little while,
zhīhòu zhòng chóu píngtái yuè lái yuè duō.
之后众筹平台越来越多。
and more and more crowdfunding platforms have since been launched.
Rújīn, cóng císhàn dào túshū chūbǎn,
如今，从慈善到图书出版，
Today, from charity to book publishing,
cóng diànyǐng zhìzuò dào chuàngyè xiàngmù,
从电影制作到创业项目，
from film production to entrepreneurial projects,
zhòng chóu jīhū kuàyuèle suǒyǒu de lǐngyù.
众筹几乎跨越了所有的领域。
crowdfunding spans almost all fields.
Měi wēi chuánméi CEO zhūjiāng zuòmèng yě méi xiǎngdào,
美微传媒CEO朱江做梦也没想到，
Meiwei Media CEO Zhu Jiang never dreamed that
tā chéngle chuánshuō zhōng de “Zhōngguó zhòng chóu dì yī rén”.
他成了传说中的“中国众筹第一人”。
he became the legendary "China's No. 1 Crowdfunding Person".
Nà nián, zhūjiāng kāishǐ zài táobǎo wǎng chūshòu měi wēi huìyuán kǎ,
那年，朱江开始在淘宝网出售美微会员卡，
That year, Zhu Jiang began to sell Mmicro membership cards on Taobao.
gòumǎi huìyuán kǎ jiùshì gòumǎi gōngsī de yuánshǐ gǔpiào, měi gǔ 1.2 Yuán,
购买会员卡就是购买公司的原始股票，每股1.2元，
Purchasing a membership card is to buy the company’s original stocks at 1.2 yuan per share,
zuìdī rèngòu 100 gǔ,
最低认购100股，
with a minimum subscription of 100 shares.
yě jiùshì shuō,
也就是说，
That is to say,
huā 120 yuán jiù kěyǐ chéngwéi chí yǒu měi wēi gǔfèn de gǔdōng.
花120元就可以成为持有美微股份的股东。
for 120 yuan, you can become a shareholder who holds shares in Meiwei.
Zhūjiāng huíyì qǐ dāngshí chāopiào yuányuán bùduàn liú jìnlái de gǎnjué,
朱江回忆起当时钞票源源不断流进来的感觉，
Zhu Jiang recalled the feeling of the continuous flow of banknotes at the time,
zhēn de yǒu zhǒng kǔjìngānlái de wèidào.
真的有种苦尽甘来的味道。
and it really felt like a bitter and sweeter.
Shí zhì jīnrì,
时至今日，
Today,
zhòng chóu xiàngmù yǒu chénggōng de,
众筹项目有成功的，
crowdfunding projects have been successful
yěyǒu chǔjìng gāngà de,
也有处境尴尬的，
and some are in embarrassment.
ér guónèi dì yī jiā zhòng chóu wǎngzhàn “diǎnmíng shíjiān” sān nián yǐhòu què pāoqìle “zhòng chóu”, gǎi yíng qítā.
而国内第一家众筹网站“点名时间”三年以后却抛弃了“众筹”，改营其他。
However, the first domestic crowdfunding website has abandoned "crowdfunding" after three years of "calling time" and changed to other businesses.
Tǎnbái de jiǎng,
坦白地讲，
Frankly speaking,
guónèi yònghù yǔ guówài yǒu hěn dà qūbié,
国内用户与国外有很大区别，
there is a big difference between domestic users and foreign users.
bǐrú, Kickstarter shàng jùjízhe yīqún lǐxiǎng zhǔyì zhě,
比如，Kickstarter上聚集着一群理想主义者，
For example, a group of idealists gather on Kickstarter,
tāmen xīnzhōng chōngmǎn xiàngwǎng,
他们心中充满向往，
they are full of yearning,
gòumǎi shí gǎnxìng yīnsù chāoyuèle lǐxìng.
购买时感性因素超越了理性。
and the perceptual factors exceed rationality when buying.
Guónèi yònghù zé xīwàng jǐnkuài dédào huíbào,
国内用户则希望尽快得到回报，
Domestic users hope to get rewards as soon as possible,
shènzhì yǒuxiē jígōngjìnlì,
甚至有些急功近利，
and they are even eager for quick success.
ér yònghù de xīntài hěn dà chéngdù shàng juédìngle xiàngmù chénggōng de kěnéng xìng.
而用户的心态很大程度上决定了项目成功的可能性。
The user's mentality largely determines the possibility of project success.
Zài bǐrú,
再比如，
For another example,
guónèi yònghù duì shōuhuò shíjiān hé chǎnpǐn zhí liàng yāoqiú jiào gāo,
国内用户对收获时间和产品质量要求较高，
domestic users have higher requirements for harvest time and product quality.
rúguǒ rènwéi chǎnpǐn bù fúhé yùqī,
如果认为产品不符合预期，
If they believe that the product does not meet expectations,
huò shì xiàngmù jìnzhǎn bǐ jìhuà de màn,
或是项目进展比计划的慢，
or the project progress is slower than planned,
jiù huì fā láosāo, yǒu yuànqì.
就会发牢骚，有怨气。
they will complain and complain.
Lìngwài, dà bùfèn tóuzī zhě duì zhòng chóu háishì chí guānwàng tàidù.
另外，大部分投资者对众筹还是持观望态度。
In addition, most investors are still holding a wait-and-see attitude towards crowdfunding.
Yīncǐ, qìjīn wéizhǐ zhòng chóu zài guónèi háishì yīgè kàn qǐlái měi, zuò qǐlái chīlì de shìqíng.
因此，迄今为止众筹在国内还是一个看起来美、做起来吃力的事情。
Therefore, so far, crowdfunding is still a beautiful thing in China that is difficult to do.
Shì a, zài hùliánwǎng biàn dé jiāyùhùxiǎo,
是啊，在互联网变得家喻户晓，
Yes, while the Internet has become a household name,
gěi wǒmen de shēnghuó dài lái xǔ xǔduō duō de fāngbiàn hé lèqù de tóngshí,
给我们的生活带来许许多多的方便和乐趣的同时，
it has brought a lot of convenience and fun to our lives,
yě gěi wǒmen zēng tiān liǎo wúqióng wújìn de fánnǎo,
也给我们增添了无穷无尽的烦恼，
but it has also added endless troubles to us.
zhòng chóu píngtái shàng yǒu, qítā lǐngyù yěyǒu.
众筹平台上有，其他领域也有。
It is available on crowdfunding platforms and in other fields.
Jù guānfāng bàodào,
据官方报道，
According to official reports,
shàngwèi chá míng shēnfèn de zuìfàn dàoqièle 1800 wàn gè diànzǐ yóujiàn zhànghù jí qí mìmǎ;
尚未查明身份的罪犯盗窃了1800万个电子邮件账户及其密码；
unidentified criminals have stolen 18 million email accounts and their passwords;
jǐn yǒu liǎng sān gèrén de píbāo gōngsī gōngrán màochōng guójiā bùmén kāishèle yījiā jiǎ wǎngzhàn, dàsì jìnxíng zhàpiàn,
仅有两三个人的皮包公司公然冒充国家部门开设了一家假网站，大肆进行诈骗，
a leather bag company with only two or three people blatantly pretended to be a state agency and opened a fake website to commit fraud.
rújīn yǐ bèi jǐngfāng yīfǎ xíngshì jūliú;
如今已被警方依法刑事拘留；
Now it has been criminally detained by the police in accordance with the law;
hái yǒushí shí huóyuèzhuó de wǎngluò hēikè .
还有时时活跃着的网络黑客.
there are also Internet hackers who are active from time to time.
Měi cì lèisì zhèxiē bàihuài hùliánwǎng míngyù de shìjiàn yījīng pùguāng,
每次类似这些败坏互联网名誉的事件一经曝光，
Every time an incident like these corrupting the reputation of the Internet is exposed,
jiù huì shǐ wǒmen yǒu chùmùjīngxīn zhī gǎn.
就会使我们有触目惊心之感。
it will make us feel shocked.
Zhè jiùshì hùliánwǎng shídài,
这就是互联网时代，
This is the Internet age.
zài wǒmen duì tā àibùshìshǒu de tóngshí, yě bùmiǎn duì tā xīn cún dānyōu.
在我们对它爱不释手的同时，也不免对它心存担忧。
While we love it, we can't help but worry about it.
Full Translation
Life in the Internet era
It hasn’t been long since the Internet has entered our lives, but it makes us truly feel that our lives are undergoing rapid changes: it allows us to talk, video, and transmit messages freely, even if you are at the end of the world; It makes our life no longer monotonous and dull, every day becomes romantic, rich and fulfilling; it makes shopping and transactions in different places possible-we can choose European and American products at will without leaving home; we can learn online, free and without loss fun; we can find a job online, simple and efficient; we can set up a personal website, which can not only expand your circle of friends, but also satisfy your little vanity.
If you want, you can also set up a website for your relatives and friends. As a precious gift to them. Recently, some people have partnered with friends and friends of friends to prepare funds to buy a house through the Internet. People regard this initiative as a new member of Internet finance. According to the sponsor of the fund-raising to buy a house project, the initial plan for this crowdfunding to buy a house is to gather 200 people to prepare for the establishment of a crowdfunding home community.
The advantage of crowdfunding to buy a house is that it has a clear advantage in price, which is at least 30% cheaper than the market price. It is very cost-effective whether it is investment or self-occupation. In project communication, WeChat is the main channel. After the applicant submits the application form and passes the review, they can enter the WeChat group for house purchase by paying a deposit of 100 yuan.
The design, layout, price, etc. of the project are all determined through consultation. Everyone knows that buying a house is not a trivial matter for every family, and crowdfunding to buy a house is still in the exploratory stage, so we must be cautious.
Participants in crowdfunding are all friends of the initiator or friends of friends. They have a higher level,have a certain economic foundation, have a strong curiosity about new things, and basically belong to the same class.
In the words of the promoters, crowdfunding is not raising houses, but rallying people's hearts. How to design the house, how to understand the country's policies, and what to do if it fails?
You come and go in the WeChat group every day, busy and happy. In addition to serious housing prices, this feeling of discussing major issues is also very addictive.
What is "crowdfunding"?
To put it bluntly, everyone raises money to do one thing. The “crowdfunding” mentioned above is more like “funding to build a house”, and “crowdfunding” in a broad sense is the product of Internet finance. Refers to entrepreneurs seeking financial support from many unknown people through the Internet.
The world’s first crowdfunding website to make startups’ dreams come true was Kickstarter in the United States. In May 2011, the first domestic crowdfunding website in China moved the Kickstarter model to China in a little while, and more and more crowdfunding platforms have since been launched. Today, from charity to book publishing, from film production to entrepreneurial projects, crowdfunding spans almost all fields.
Meiwei Media CEO Zhu Jiang never dreamed that he became the legendary "China's No. 1 Crowdfunding Person". That year, Zhu Jiang began to sell Mmicro membership cards on Taobao. Purchasing a membership card is to buy the company’s original stocks at 1.2 yuan per share, with a minimum subscription of 100 shares. That is to say, for 120 yuan, you can become a shareholder who holds shares in Meiwei.
Zhu Jiang recalled the feeling of the continuous flow of banknotes at the time, and it really felt like a bitter and sweeter. Today, crowdfunding projects have been successful and some are in embarrassment. However, the first domestic crowdfunding website has abandoned "crowdfunding" after three years of "calling time" and changed to other businesses. Frankly speaking, there is a big difference between domestic users and foreign users.
For example, a group of idealists gather on Kickstarter, they are full of yearning, and the perceptual factors exceed rationality when buying. Domestic users hope to get rewards as soon as possible, and they are even eager for quick success. The user's mentality largely determines the possibility of project success. For another example, domestic users have higher requirements for harvest time and product quality.
If they believe that the product does not meet expectations, or the project progress is slower than planned, they will complain and complain. In addition, most investors are still holding a wait-and-see attitude towards crowdfunding. Therefore, so far, crowdfunding is still a beautiful thing in China that is difficult to do. Yes, while the Internet has become a household name, it has brought a lot of convenience and fun to our lives, but it has also added endless troubles to us.
It is available on crowdfunding platforms and in other fields. According to official reports, unidentified criminals have stolen 18 million email accounts and their passwords; a leather bag company with only two or three people blatantly pretended to be a state agency and opened a fake website to commit fraud.
Now it has been criminally detained by the police in accordance with the law; there are also Internet hackers who are active from time to time. Every time an incident like these corrupting the reputation of the Internet is exposed, it will make us feel shocked. This is the Internet age, while we love it, we can't help but worry about it.
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